My son broke an expensive vase in the store. Do we have to pay for it?

Mgr. Nikola Šedová
22. September 2025
1 minute of reading
1 minute of reading
Legal news

In the vast majority of cases, yes – if the damage was caused by a minor, the parents are responsible. But in any case, liability insurance that covers damage caused by children can help.

Under the Civil Code, the child’s legal representatives are liable for damage caused by the child if they have failed to provide proper supervision. At the same time, however, the age and maturity of the child is assessed – the actions of a four-year-old toddler will be judged differently from those of a 15-year-old student. If the child has already been able to understand the consequences of his or her actions, he or she may be held responsible. However, the parents are generally liable for not preventing the child from causing harm.

In cases like this, it is very useful to have liability insurance that covers children. If you have one, it is advisable not to pay for the damage in the shop out of your own pocket immediately, but to contact the insurance company and report the claim. The insurance company can pay the full amount for you or help negotiate or reduce it. Liability insurance is often part of a family or property package, so check your policies.

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