Finance and investing

Investing in gold isn’t just for the wealthy. We know how to get started

15. July 2026

12 minutes of reading

You can invest in gold and silver by purchasing physical bullion and coins or through exchange-traded products. Beginners should first and foremost vet the seller, compare the buy and sell prices, determine the storage method, and understand the tax rules for physical metals and securities. Investment gold is exempt from VAT provided that legal requirements are met, while physical silver is generally sold subject to VAT.

Who is investing in bonds a good fit for?

4. June 2026

12 minutes of reading

Finance and investing

Bonds may be suitable for investors who are looking for a regular return, want to spread their risk across multiple types of investments, and are prepared to hold the bonds until maturity. However, this does not mean that every bond is safe. The key factors are the issuer’s financial situation, the terms of the issue, collateral, maturity, and the ability to sell the bond early. With corporate bonds in particular, an investor may lose not only the promised interest but also a significant portion of the money invested. In this article, we explain who bonds are suitable for and what to check before purchasing them.

How do bonds work, and what types are there?

25. April 2026

10 minutes of reading

Finance and investing

A bond is a security; when you buy one, you are lending money to the government, a municipality, or a company. The issuer commits to paying the agreed-upon yield and to repaying the bond’s face value at maturity; however, actual repayment depends on the issuer’s financial situation. In this article, we explain how government and corporate bonds work, what the terms of issue include, and what to check before investing.

The trust fund in 2026: how it works and what it solves

10. April 2026

20 minutes of reading

Finance and investing

A trust fund is one of the instruments that can hold assets together over the long term and manage them according to pre-set rules. But in 2026, it's worth looking not only at why trusts are set up, but also at their drawbacks, the entries required by trust registry, and how beneficial owner registration (and its limitations to the public) comes into the picture.

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Contractual penalty: what to look out for when negotiating it?

9. April 2026

14 minutes of reading

Other legal issues

It is worth negotiating a contractual penalty if you want to have a clearly defined penalty for breach of contract and do not want to have to prove the damage later. However, a poorly drafted liquidated damages agreement may be invalid, the court may reduce it, and if you don't specifically provide for a claim for damages in addition to the liquidated damages, you may lose it. The most important things to look out for are a precise definition of the breached obligation, the appropriate amount of the penalty, the due date, the relationship to damages, VAT and special limits on rent. This is not the only thing we have covered in our article.

APR vs. interest in 2026: what’s the difference?

7. April 2026

14 minutes of reading

Finance and investing

When you compare a loan or mortgage, you typically come across two numbers: the interest rate and the APR. At first glance, they look similar, but they answer completely different questions. The interest rate tells you how much you're paying to borrow the money itself, while the APR tells you how much the loan is costing you in total. And therein lies the most common trap.

Did someone ruin your investment? Under certain conditions, you can claim compensation

20. January 2026

7 minutes of reading

Finance and investing

Have you invested money in a project, property or business but the results never came? If your investment has gone to waste because of the other party, it may not just be bad luck or a bad decision. A thwarted investment may give rise to a claim for damages. When is it possible to claim damages for a failed investment and how do you go about getting your money back?

What is creditworthiness, how is it calculated and why is it crucial for banks

25. November 2025

8 minutes of reading

Finance and investing

A client's creditworthiness plays a crucial role when applying for a mortgage, consumer loan and business loan. It is used by banks and other financial institutions to assess whether an applicant is able to repay his or her obligations. In this article, we will explain in detail what creditworthiness is, how it is assessed, the calculation of a client's creditworthiness, why it can vary from bank to bank and how you can influence your creditworthiness.

Get to know ETFs or exchange-traded funds

18. November 2025

12 minutes of reading

Finance and investing

ETFs are now synonymous for many Czechs with simple investment in the whole world. With just a few clicks on your broker's app, you own a piece of the global stock market. But behind every such click are specific legal relationships, regulations and tax obligations that you shouldn't underestimate. So in this article, we'll explain what ETFs are, how they work and what investment and legal risks they carry.

Long-term investment product (LTIP) to motivate saving for old age

25. September 2025

9 minutes of reading

Finance and investing

The Long-Term Investment Product (LTIP) is a relatively new instrument designed to motivate Czechs to save and invest regularly for their old age. Thanks to it, you can reduce your income tax by up to thousands of crowns a year, while having more freedom in choosing investments than with traditional pension savings. But with tax relief comes strict conditions and the risk of penalties if you withdraw early. In our article, you'll find out how the DIP works, what tax advantages it offers, who can provide it and what to look out for from a legal perspective.

Transparent Account: how to gain trust and avoid tax problems

15. September 2025

8 minutes of reading

Finance and investing

The Transparent Account is now a common tool, especially for non-profit organisations, foundations and political parties. Thanks to it, donors and the public have the opportunity to look into the management of a given entity and monitor how their money is used. Nevertheless, there are many uncertainties surrounding transparent accounts, in particular regarding their legal framework, data protection and taxation.

Investing in startups: we advise you how not to make a mistake right from the start

22. July 2025

8 minutes of reading

Finance and investing

Investing in startups attracts high profit potential, but also hides significant risks, especially legal ones. To ensure that your investment is not just a generous gift, it is essential to understand not only the business, but also the contracts, legal instruments and mechanisms that protect the investor. We will advise you on how to safely enter the world of startups and not lose control of your stake.

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Type of work

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Agreement to perform work

Court of Registration

Contractual penalty

Termination by agreement

Severance Pay

Working time account

Identification number

Notary

Immediate termination of employment

Homeowners Association (HOA)

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Agreement on termination of employment

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Investing in gold isn’t just for the wealthy. We know how to get started

Who is investing in bonds a good fit for?

How do bonds work, and what types are there?

The trust fund in 2026: how it works and what it solves

Get advice from online lawyers

Contractual penalty: what to look out for when negotiating it?

APR vs. interest in 2026: what’s the difference?

Did someone ruin your investment? Under certain conditions, you can claim compensation

What is creditworthiness, how is it calculated and why is it crucial for banks

Get to know ETFs or exchange-traded funds

Long-term investment product (LTIP) to motivate saving for old age

Transparent Account: how to gain trust and avoid tax problems

Investing in startups: we advise you how not to make a mistake right from the start

Get advice from online lawyers

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