Did you break your leg playing football, injure your knee running or hurt yourself on the slopes because of someone else’s carelessness? There are both joys and risks in playing sport, and when things go wrong you are entitled to fair compensation.
Did you break your leg playing football, injure your knee running or hurt yourself on the slopes because of someone else’s carelessness? There are both joys and risks in playing sport, and when things go wrong you are entitled to fair compensation.
Not every sports injury automatically means you are entitled to financial compensation. It depends on the circumstances of the injury and the fault of the other person.
Typical examples of when a claim arises include:
If you have caused the injury yourself (e.g. by falling without fault), you can claim on accident insurance if you have taken out it with one of the insurance companies. There, the amount of the claim is based on the injury score.
Let us assess your case and increase your chances of getting what you are really entitled to from the insurance companies.
Following the correct course of action after a sports injury is crucial to the success of your claim. If you make a mistake at the outset, the insurance company can significantly reduce the amount of compensation or even refuse it altogether. The first and most important step is to get treatment as soon as possible. The doctor must accurately record the type and extent of your injury and issue a medical report, which will later be a key basis for scoring your injury. If your condition worsens or complications arise, they must always be reported – called change reporting – so that the extent of the injury can be reassessed.
Every injury, especially those that happen at an organised event, in training or at work, should be properly recorded. This is done by means of an injury record, an official form which can be downloaded free of charge, for example, from the website of the Czech Social Security Administration. This document confirms when and how the injury occurred and is often required by insurance companies as a mandatory part of the documentation.
Once you have all the necessary documents, you need to report the accident to the insurance company. To report, you will need a copy of your medical records, a completed injury report, a certificate of disability, and receipts or invoices for treatment, rehabilitation, or medical aids. These documents are used as evidence in calculating your compensation.
Finally comes the quantification of damagesstage . The insurance company or the court determines the amount of compensation based on the Supreme Court’s Methodology, which sets the value of each injury in points. Each point has a monetary value, so the total amount reflects the severity of your injury. If you feel that the insurance company has offered an unreasonably low settlement, we recommend that you contact a lawyer who is familiar with the methodology and can review and challenge the accuracy of the points. Legal advice can make the difference in whether you receive truly fair compensation for your injury.
In recent years, the amount of pain and suffering and compensation has been determined according to the Supreme Court Methodology. Previously, there was a fixed injury compensation table set by decree, but now the system is more flexible and fair.
Each type of injury is assigned a certain number of points (e.g. 50 points for a minor injury, 400 points for a severe injury). One point has a financial value (in 2024 and 2025 it is usually around 370-420 CZK per point – depending on decision-making practice and inflation). The total amount of compensation is calculated as the number of points times the value of one point.
Example calculation:
Ankle fracture = 80 points
80 × CZK 400 = CZK 32,000 pain compensation
In addition to pain and suffering, you may also receive the following additional compensation:
Non-material damage – psychological effects, pain, loss of amenity.
Tip: Wanted to claim compensation but were refused? Read our article to find out how you can defend yourself against such a rejection.
Experience shows that insurance companies often offer lower amounts than the victim is actually entitled to. That is why it pays to rely on the help of an experienced lawyer. He or she can verify the accuracy of the injury scores, compare your case to the Supreme Court’s Methodology, and negotiate a higher compensation with the insurance company.
Our attorneys specialize in compensation and know how to proceed to ensure you actually get what you are entitled to in full.
If you are injured while playing sports, you may be able to recover financial compensation in cases where someone else is responsible for the injury – such as an opposing player, the organizer of a sporting event, or the operator of a sports venue who neglected safety. You may also have a claim if you are injured at a school or work event, or in a car accident on the way to training. If you have caused your injury yourself, you may be able to benefit from accident insurance, which is determined by the injury score. After a sports injury, it’s important to get medical treatment, request a medical report, and report changes if your condition worsens. You must then complete an injury report, which serves as a document for the insurance company, and attach all medical reports, receipts and disability certificates to the report. The amount of pain and suffering and compensation is determined according to the Supreme Court Methodology, which assigns a certain number of points to each type of injury; the value of one point in 2024-2025 is approximately between CZK 370 and CZK 420. In addition to pain and suffering, you can also claim compensation for loss of amenity, loss of earnings, medical expenses or psychological harm. As insurance companies often offer lower amounts than the actual damages, it is worth contacting a lawyer to check the accuracy of the court’s scoring methodology and help you obtain full and fair compensation.
According to the Methodology of the Supreme Court of the Czech Republic, which determines the number of points according to the type and severity of the injury. Each point has a certain financial value (approximately CZK 400).
The tables are published by insurance companies (e.g. Kooperativa, Allianz), but the basis is based on the court’s methodology. You can also use the overview available on our website.
Yes, if someone was at fault for the injury (e.g. foul play, negligence) or if you were insured against the injury.
This is a form that confirms the circumstances of the accident – you can download it for free on the ČSSZ website.
The general limitation period is three years from the date of the accident. However, it is advisable to start dealing with the case as soon as possible while evidence and witnesses are available.
Get compensation for harm or damage – quickly and without stress. We will assess your chances, propose a strategy and prepare a challenge. All within 48 hours of placing your order. If necessary, we will then file a lawsuit and arrange legal representation. We will stand up for you fully.
Ondřej is the attorney who came up with the idea of providing legal services online. He's been earning his living through legal services for more than 10 years. He especially likes to help clients who may have given up hope in solving their legal issues at work, for example with real estate transfers or copyright licenses.
In person and online. Just choose the appropriate service or opt for an independent consultation when you are unsure.
